This institution is no longer active

Operations ceased on April 1, 1994. CRA examination history below reflects the period it was active.

THE RAMSEY STATE BANK

RAMSEY, IL · Supervised by FDIC

Est. 1910FDIC #3,829RSSD: FDIC-3829

Part ofFARMERS BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: February 1992

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.94%

Institution Profile

FDIC BankFind

Address

231 South Superior Street, RAMSEY, IL

County

Fayette County

Established

January 1, 1910

Total Assets

$15M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1994Call Report / FDIC

Total Assets

$15M

Total Deposits

$13M

Net Loans

$8M

Net Income

$36K

ROA

0.94%

Above avg for Small banks. Peer avg: 0.44%

ROE

10.07%

Risk-Based Capital

18.71%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.94%Peer avg: 0.44%▲ Above avg

Risk-Based Capital18.71%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/99c65e70-d458-4c5d-b676-14f94b2ee66d"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: