This institution is no longer active
Operations ceased on April 1, 2004. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Needs Attention
ROA -0.05%
Is this bank safe?
THE PRUDENTIAL BANK AND TRUST COMPANY earned an Outstanding CRA rating (2003), shows financial metrics that merit closer review (ROA -0.05%). Consumers may want to review the details below before banking here.
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$108M
Total Deposits
$69M
Net Loans
$90M
Net Income
$-31K
ROA
-0.05%
Below avg for Small banks. Peer avg: 0.44%
ROE
-0.16%
Risk-Based Capital
86.89%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2003 | Outstanding | Wholesale/Limited Purpose |
| Dec 1999 | Outstanding | Wholesale/Limited Purpose |
| Oct 1997 | Outstanding | Small Bank |
3 previous ratings locked — back to 1992
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