This institution is no longer active
Operations ceased on March 13, 2026. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Strong
ROA 1.08%
Is this bank safe?
THE POTTER STATE BANK OF POTTER earned an Outstanding CRA rating (2022), is financially strong (ROA +1.08%). Overall, this bank appears financially sound.
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$54M
Total Deposits
$47M
Net Loans
$21M
Net Income
$532K
ROA
1.08%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.76%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Total Branches
2
Branch Deposits
$40M
1-Year Change
0
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2022 | Outstanding | Small Bank |
| Jun 2016 | Outstanding | Small Bank |
| Sep 2010 | Outstanding | Small Bank |
5 previous ratings locked — back to 1990
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