🏦Bank Scorer

THE PESHTIGO NATIONAL BANK

PESHTIGO, WI · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1901FDIC #5,317
Satisfactory Same

Current rating · Exam: April 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.57%

Is this bank safe?

THE PESHTIGO NATIONAL BANK holds a Satisfactory CRA rating (2023), meets basic financial requirements (ROA +0.57%).

Institution Profile

FDIC BankFind

Address

250 French St, PESHTIGO, WI

County

Marinette County

Established

February 4, 1901

Total Assets

$299M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 17, 2023

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Apr 2028(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$299M

Total Deposits

$257M

Net Loans

$195M

Net Income

$433K

ROA

0.57%

Above avg for Small banks. Peer avg: 0.44%

ROE

8.25%

Risk-Based Capital

15.18%

Below avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.57%Peer avg: 0.44%▲ Above avg
Risk-Based Capital15.18%Peer avg: 23.03%▼ Below avg
Mortgage Denial Rate11.39%Peer avg: 6.90%▲ More than avg

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Branch Footprint

FDIC SOD 2025

Total Branches

6

Branch Deposits

$249M

1-Year Change

0

5-year net change: +1 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20247983.54%11.39%
20237585.33%6.67%
20227888.46%7.69%
20199278.26%11.96%
201810086%4.00%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Apr 2023SatisfactorySmall Bank
Nov 2018SatisfactorySmall Bank
Jun 2013SatisfactorySmall Bank

4 previous ratings locked — back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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