This institution is no longer active
Operations ceased on January 1, 1999. CRA examination history below reflects the period it was active.
THE OLD SECOND COMMUNITY BANK OF NORTH AURORA
NORTH AURORA, IL · Supervised by FDIC
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Strong
ROA 1.24%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$59M
Total Deposits
$54M
Net Loans
$25M
Net Income
$720K
ROA
1.24%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.03%
Risk-Based Capital
16.42%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 1998 | Satisfactory | Small Bank |
| May 1994 | Satisfactory | Not Reported |
| Jan 1992 | Satisfactory | Not Reported |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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