🏦Bank Scorer

THE NATIONAL BANK OF BLACKSBURG

BLACKSBURG, VA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1891FDIC #6,821
Satisfactory Same

Current rating · Exam: February 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.12%

Institution Profile

FDIC BankFind

Address

100 S Main St, BLACKSBURG, VA

County

Montgomery County

Established

January 1, 1891

Total Assets

$1.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 26, 2024

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Feb 2028(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.8B

Total Deposits

$1.7B

Net Loans

$986M

Net Income

$5M

ROA

1.12%

ROE

12.51%

Risk-Based Capital

17.46%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

28

Branch Deposits

$1.6B

1-Year Change

+1

5-year net change: +3 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — back to 1995

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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