🏦Bank Scorer

This institution is no longer active

Operations ceased on February 12, 2000. CRA examination history below reflects the period it was active.

THE MERCHANTS NATIONAL BANK OF AURORA

AURORA, IL · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1888FDIC #3,602
Satisfactory Down

Current rating · Exam: July 1997

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

34 South Broadway, AURORA, IL

County

Kane County

Established

March 12, 1888

Total Assets

$984M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 29, 1997

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 2 exams

Exam DateRatingExam Type
Jul 1997SatisfactoryNot Reported
Jan 1995OutstandingNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/b1ff812a-3f95-4df4-bf21-c71eaf83e860"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: