🏦Bank Scorer

This institution is no longer active

Operations ceased on January 29, 1999. CRA examination history below reflects the period it was active.

THE MARTELL STATE BANK

MARTELL, NE · Supervised by FDIC

Est. 1959FDIC #17,983RSSD: FDIC-17983
Part ofMARTELL FINANCIAL SERVICES INC→ View all charters
Outstanding Up

Current rating · Exam: March 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 2.72%

Is this bank safe?

THE MARTELL STATE BANK earned an Outstanding CRA rating (1996), is financially strong (ROA +2.72%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

William Street, MARTELL, NE

County

Lancaster County

Established

March 11, 1959

Total Assets

$45M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1996

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$45M

Total Deposits

$36M

Net Loans

$28M

Net Income

$1M

ROA

2.72%

Above avg for Small banks. Peer avg: 0.44%

ROE

18.83%

Risk-Based Capital

22.90%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA2.72%Peer avg: 0.44%▲ Above avg
Risk-Based Capital22.90%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Mar 1996OutstandingNot Reported
Nov 1993SatisfactoryNot Reported
Nov 1991SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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