This institution is no longer active
Operations ceased on November 11, 1995. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Adequate
ROA 0.86%
Is this bank safe?
THE LEXINGTON STATE BANK earned an Outstanding CRA rating (1992), meets basic financial requirements (ROA +0.86%).
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$567M
Total Deposits
$471M
Net Loans
$316M
Net Income
$4M
ROA
0.86%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.04%
Risk-Based Capital
15.57%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
This is the only examination on record for this bank.
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