This institution is no longer active

Operations ceased on December 1, 2002. CRA examination history below reflects the period it was active.

THE INDUSTRIAL BANK OF JAPAN TRUST COMPANY

NEW YORK, NY · Supervised by FDIC

Est. 1974FDIC #21,844RSSD: FDIC-21844

Part ofMIZUHO HOLDINGS INC→ View all charters

Outstanding Same

Current rating · Exam: August 2000

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.74%

Is this bank safe?

THE INDUSTRIAL BANK OF JAPAN TRUST COMPANY earned an Outstanding CRA rating (2000), shows financial metrics that merit closer review (ROA -0.74%). Consumers may want to review the details below before banking here.

Institution Profile

FDIC BankFind

Address

1251 Avenue Of The Americas, NEW YORK, NY

County

New York County

Established

November 29, 1974

Total Assets

$2.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 2000

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2002Call Report / FDIC

Total Assets

$2.6B

Total Deposits

$1.5B

Net Loans

$1.2B

Net Income

$-18,727K

ROA

-0.74%

Below avg for Community banks. Peer avg: 0.90%

ROE

-4.01%

Risk-Based Capital

39.04%

Above avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA-0.74%Peer avg: 0.90%▼ Below avg

Risk-Based Capital39.04%Peer avg: 12.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Aug 2000	Outstanding	Wholesale/Limited Purpose
Aug 1998	Outstanding	Wholesale/Limited Purpose
Jul 1995	Satisfactory	Not Reported

1 previous rating locked — back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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