🏦Bank Scorer

THE IDABEL NATIONAL BANK

IDABEL, OK · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1921FDIC #4,241
Satisfactory Same

Current rating · Exam: August 2018

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.84%

Is this bank safe?

THE IDABEL NATIONAL BANK holds a Satisfactory CRA rating (2018), meets basic financial requirements (ROA +0.84%).

Institution Profile

FDIC BankFind

Address

1201 E Washington St, IDABEL, OK

County

Mccurtain County

Established

February 14, 1921

Total Assets

$251M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 8, 2018

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$251M

Total Deposits

$209M

Net Loans

$160M

Net Income

$528K

ROA

0.84%

Above avg for Small banks. Peer avg: 0.44%

ROE

5.71%

Risk-Based Capital

23.28%

Above avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.84%Peer avg: 0.44%▲ Above avg
Risk-Based Capital23.28%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$213M

1-Year Change

0

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Aug 2018SatisfactorySmall Bank
Feb 2014SatisfactorySmall Bank
Jul 2007SatisfactorySmall Bank

3 previous ratings locked — back to 1995

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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