This institution is no longer active

Operations ceased on October 1, 1998. CRA examination history below reflects the period it was active.

THE HIGHT STATE BANK

DALTON CITY, IL · Supervised by FDIC

Est. 1892FDIC #10,801RSSD: FDIC-10801

Part ofSCOTT BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: November 1996

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.51%

Institution Profile

FDIC BankFind

Address

Main Street, DALTON CITY, IL

County

Moultrie County

Established

January 1, 1892

Total Assets

$13M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1996

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$13M

Total Deposits

$11M

Net Loans

$8M

Net Income

$141K

ROA

1.51%

Above avg for Small banks. Peer avg: 0.44%

ROE

14.18%

Risk-Based Capital

19.83%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.51%Peer avg: 0.44%▲ Above avg

Risk-Based Capital19.83%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Nov 1996	Satisfactory	Small Bank
Aug 1993	Satisfactory	Not Reported
Aug 1990	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/bd7e978e-1a08-4216-9e43-72dd16f91e88"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: