This institution is no longer active
Operations ceased on July 1, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$315M
Total Deposits
$271M
Net Loans
$174M
Net Income
$-557K
ROA
-0.34%
Below avg for Small banks. Peer avg: 0.44%
ROE
-4.20%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 212 | 89.15% | 4.25% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2021 | Satisfactory | Small Bank |
| Oct 2018 | Satisfactory | Small Bank |
| Feb 2016 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1993
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/the-henry-county-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: