🏦Bank Scorer

THE FUJI BANK AND TRUST COMPANY

NEW YORK, NY · Supervised by FDIC

Est. 1974FDIC #21,843RSSD: FDIC-21843
Part ofMIZUHO FINANCIAL GROUP INC→ View all charters
Outstanding Same

Current rating · Exam: December 2002

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.38%

Institution Profile

FDIC BankFind

Website

N/A

Address

1271 Avenue Of The Americas, NEW YORK, NY

County

New York County

Established

November 29, 1974

Total Assets

$4.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 2002

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$4.1B

Total Deposits

$2.8B

Net Loans

$429M

Net Income

$16M

ROA

1.38%

ROE

5.25%

Risk-Based Capital

114.29%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$5.2B

1-Year Change

-1

5-year net change: -2 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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