This institution is no longer active
Operations ceased on June 30, 2018. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$22M
Total Deposits
$21M
Net Loans
$12M
Net Income
$26K
ROA
0.48%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.19%
Risk-Based Capital
11.02%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 38 | 73.68% | 5.26% |
| 2019 | 34 | 64.71% | 20.59% |
| 2018 | 30 | 60% | 13.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2018 | Satisfactory | Small Bank |
| Mar 2012 | Satisfactory | Small Bank |
| Mar 2007 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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