🏦Bank Scorer

This institution is no longer active

Operations ceased on August 13, 2013. CRA examination history below reflects the period it was active.

THE FOSTER BANK

CHICAGO, IL · Supervised by FDIC

Est. 1989FDIC #27,447RSSD: FDIC-27447
Part ofFOSTER BANKSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2013

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.61%

Institution Profile

FDIC BankFind

Address

5233 North Kedzie Avenue, CHICAGO, IL

County

Cook County

Established

February 8, 1989

Total Assets

$380M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2013

Exam Type

Intermediate Small Bank

Regulator

FDIC
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2013Call Report / FDIC

Total Assets

$380M

Total Deposits

$333M

Net Loans

$292M

Net Income

$-1,212K

ROA

-0.61%

Below avg for Small banks. Peer avg: 0.44%

ROE

-10.60%

Risk-Based Capital

8.67%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-0.61%Peer avg: 0.44%▼ Below avg
Risk-Based Capital8.67%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

Exam DateRatingExam Type
Sep 2013SatisfactoryIntermediate Small Bank
Jul 2010SatisfactoryIntermediate Small Bank
Mar 2007SatisfactoryIntermediate Small Bank

5 previous ratings locked — back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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