This institution is no longer active

Operations ceased on October 15, 2001. CRA examination history below reflects the period it was active.

THE FIRST STATE BANK OF RANKIN

RANKIN, TX · Supervised by FDIC

Est. 1927FDIC #11,165RSSD: FDIC-11165

Part ofEDEN FINANCIAL CORP→ View all charters

Satisfactory Up

Current rating · Exam: April 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.21%

Institution Profile

FDIC BankFind

Address

922 Main, RANKIN, TX

County

Upton County

Established

January 1, 1927

Total Assets

$21M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1999

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$21M

Total Deposits

$19M

Net Loans

$7M

Net Income

$198K

ROA

1.21%

Above avg for Small banks. Peer avg: 0.44%

ROE

16.53%

Risk-Based Capital

17.43%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.21%Peer avg: 0.44%▲ Above avg

Risk-Based Capital17.43%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Apr 1999	Satisfactory	Small Bank
May 1998	Needs to Improve	Small Bank
Jan 1997	Needs to Improve	Small Bank

3 previous ratings locked — back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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