POND CREEK, OK · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$61M
Total Deposits
$53M
Net Loans
$49M
Net Income
$310K
ROA
2.08%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.93%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 22 | 100% | 0.00% |
| 2019 | 28 | 92.86% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2025 | Satisfactory | Small Bank |
| Dec 2019 | Satisfactory | Small Bank |
| Nov 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
2
Branch Deposits
$50M
1-Year Change
0
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