WAYNESBORO, GA · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$227M
Total Deposits
$182M
Net Loans
$144M
Net Income
$1M
ROA
2.34%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.54%
Risk-Based Capital
35.92%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2022 | Satisfactory | Small Bank |
| Feb 2017 | Satisfactory | Small Bank |
| Mar 2007 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1994
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Total Branches
2
Branch Deposits
$181M
1-Year Change
0
5-year net change: -1 branches
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