THE FIRST NATIONAL BANK OF SPEARVILLE
SPEARVILLE, KS · Supervised by OCC (Office of the Comptroller of the Currency)
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Strong
ROA 1.45%
Is this bank safe?
THE FIRST NATIONAL BANK OF SPEARVILLE holds a Satisfactory CRA rating (2022), is financially strong (ROA +1.45%). Overall, this bank appears financially sound.
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$58M
Total Deposits
$50M
Net Loans
$31M
Net Income
$262K
ROA
1.45%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.27%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
1
Branch Deposits
$47M
1-Year Change
0
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2022 | Satisfactory | Small Bank |
| Nov 2018 | Satisfactory | Small Bank |
| Aug 2013 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1994
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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