🏦Bank Scorer

THE FIRST NATIONAL BANK OF HOPE

HOPE, KS · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1923FDIC #4,690
Satisfactory Same

Current rating · Exam: June 2025

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.62%

Is this bank safe?

THE FIRST NATIONAL BANK OF HOPE holds a Satisfactory CRA rating (2025), and meets basic financial requirements (ROA +0.62%).

Institution Profile

FDIC BankFind

Address

112 N Main St, HOPE, KS

County

Dickinson County

Established

January 1, 1923

Total Assets

$86M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 23, 2025

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
Estimated next exam:Jun 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$86M

Total Deposits

$73M

Net Loans

$47M

Net Income

$135K

ROA

0.62%

Above avg for Small banks. Peer avg: 0.44%

ROE

6.97%

Risk-Based Capital

19.82%

Below avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.62%Peer avg: 0.44%▲ Above avg
Risk-Based Capital19.82%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$70M

1-Year Change

0

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jun 2025SatisfactorySmall Bank
Apr 2021SatisfactorySmall Bank
Dec 2016SatisfactorySmall Bank

5 previous ratings locked — back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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