This institution is no longer active

Operations ceased on May 9, 2005. CRA examination history below reflects the period it was active.

THE FIRST NATIONAL BANK OF ATHENS

ATHENS, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1890FDIC #3,080

Satisfactory Same

Current rating · Exam: December 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

125 North Prairieville, ATHENS, TX

County

Henderson County

Established

April 17, 1890

Total Assets

$213M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 27, 2001

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

Exam Date	Rating	Exam Type
Dec 2001	Satisfactory	Small Bank
Mar 1997	Satisfactory	Not Reported
Aug 1994	Outstanding	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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