🏦Bank Scorer

THE FIDELITY BANK

FUQUAY VARINA, NC · Supervised by FDIC

Est. 1909FDIC #11,507RSSD: FDIC-11507
Part ofFIDELITY BANCSHARES N C INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2026

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.72%

Institution Profile

FDIC BankFind

Address

100 S Main St, FUQUAY VARINA, NC

County

Wake County

Established

January 1, 1909

Total Assets

$4.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2026

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Mar 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$4.5B

Total Deposits

$4.0B

Net Loans

$2.8B

Net Income

$19M

ROA

1.72%

ROE

17.34%

Risk-Based Capital

17.50%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

53

Branch Deposits

$3.9B

1-Year Change

-1

5-year net change: -1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

12 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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