🏦Bank Scorer

THE EVANGELINE BANK AND TRUST COMPANY

VILLE PLATTE, LA · Supervised by FDIC

Est. 1933FDIC #12,611RSSD: FDIC-12611
Part ofEVANGELINE BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2025

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.06%

Institution Profile

FDIC BankFind

Address

497 W Main St, VILLE PLATTE, LA

County

Evangeline County

Established

January 1, 1933

Total Assets

$1.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC
Estimated next exam:Oct 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.1B

Total Deposits

$898M

Net Loans

$897M

Net Income

$6M

ROA

2.06%

ROE

15.10%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

10

Branch Deposits

$878M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

12 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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