This institution is no longer active

Operations ceased on June 25, 2005. CRA examination history below reflects the period it was active.

THE EGYPTIAN STATE BANK

CARRIER MILLS, IL · Supervised by FDIC

Est. 1951FDIC #17,060RSSD: FDIC-17060

Part ofMIDWEST CMTY BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: February 2004

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.47%

Institution Profile

FDIC BankFind

Address

2 South Main Street, CARRIER MILLS, IL

County

Saline County

Established

December 1, 1951

Total Assets

$39M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2004

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

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Financial Snapshot

As of Q1 2005Call Report / FDIC

Total Assets

$39M

Total Deposits

$32M

Net Loans

$17M

Net Income

$145K

ROA

1.47%

Above avg for Small banks. Peer avg: 0.44%

ROE

13.52%

Risk-Based Capital

22.31%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.47%Peer avg: 0.44%▲ Above avg

Risk-Based Capital22.31%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Feb 2004	Satisfactory	Small Bank
Mar 1999	Satisfactory	Small Bank
Dec 1996	Satisfactory	Small Bank

2 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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