This institution is no longer active

Operations ceased on May 12, 2017. CRA examination history below reflects the period it was active.

THE EDGARTOWN NATIONAL BANK

EDGARTOWN, MA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1905FDIC #2,575

Outstanding Up

Current rating · Exam: May 2014

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Is this bank safe?

THE EDGARTOWN NATIONAL BANK earned an Outstanding CRA rating (2014).

Institution Profile

FDIC BankFind

Address

2 South Water Street, EDGARTOWN, MA

County

Dukes County

Established

September 2, 1905

Total Assets

$182M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 12, 2014

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
May 2014	Outstanding	Small Bank
Dec 2008	Satisfactory	Small Bank
Oct 2003	Satisfactory	Small Bank

3 previous ratings locked — back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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