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This institution is no longer active

Operations ceased on May 24, 1997. CRA examination history below reflects the period it was active.

THE EAST NEW YORK SAVINGS BANK

NEW YORK CITY, NY · Supervised by FDIC

Est. 1868FDIC #16,014RSSD: FDIC-16014
Part ofFIRST EMPIRE STATE CORP→ View all charters
Outstanding Same

Current rating · Exam: June 1996

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.98%

Is this bank safe?

THE EAST NEW YORK SAVINGS BANK earned an Outstanding CRA rating (1996), meets basic financial requirements (ROA +0.98%).

Institution Profile

FDIC BankFind

Address

2644 Atlantic Avenue, NEW YORK CITY, NY

County

Kings County

Established

May 8, 1868

Total Assets

$2.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 1996

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$2.1B

Total Deposits

$1.8B

Net Loans

$1.3B

Net Income

$5M

ROA

0.98%

Above avg for Community banks. Peer avg: 0.90%

ROE

13.21%

Risk-Based Capital

14.06%

Above avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA0.98%Peer avg: 0.90%▲ Above avg
Risk-Based Capital14.06%Peer avg: 12.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jun 1996OutstandingNot Reported
Nov 1993OutstandingNot Reported
Jan 1991SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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