At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Strong
ROA 1.77%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$451M
Total Deposits
$355M
Net Loans
$319M
Net Income
$2M
ROA
1.77%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.29%
Risk-Based Capital
21.85%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
4
Branch Deposits
$346M
1-Year Change
0
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2025 | Satisfactory | Small Bank |
| Dec 2022 | Satisfactory | Small Bank |
| Sep 2019 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1991
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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