🏦Bank Scorer

THE CITY NATIONAL BANK AND TRUST COMPANY OF LAWTON, OKLAHOMA

LAWTON, OK · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1901FDIC #4,132
Satisfactory Same

Current rating · Exam: April 2023

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.46%

Institution Profile

FDIC BankFind

Address

500 Montgomery Sq, LAWTON, OK

County

Comanche County

Established

March 23, 1901

Total Assets

$445M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 3, 2023

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
Estimated next exam:Apr 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$445M

Total Deposits

$374M

Net Loans

$295M

Net Income

$2M

ROA

1.46%

Above avg for Small banks. Peer avg: 0.44%

ROE

11.09%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.46%Peer avg: 0.44%▲ Above avg
Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

40

Branch Deposits

$373M

1-Year Change

-1

5-year net change: -2 branches

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

Exam DateRatingExam Type
Apr 2023SatisfactoryIntermediate Small Bank
Dec 2019SatisfactoryIntermediate Small Bank
Feb 2016SatisfactoryIntermediate Small Bank

6 previous ratings locked — back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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