🏦Bank Scorer

THE CITIZENS STATE BANK

MOUNDRIDGE, KS · Supervised by FDIC

Est. 1904FDIC #17,672RSSD: FDIC-17672
Part ofGOERING MANAGEMENT CO LLC→ View all charters
Satisfactory Same

Current rating · Exam: October 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.75%

Institution Profile

FDIC BankFind

Address

201 S Christian Ave, MOUNDRIDGE, KS

County

Mcpherson County

Established

August 1, 1904

Total Assets

$453M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Oct 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$453M

Total Deposits

$387M

Net Loans

$221M

Net Income

$2M

ROA

1.75%

ROE

13.73%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

9

Branch Deposits

$364M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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