This institution is no longer active

Operations ceased on April 7, 1994. CRA examination history below reflects the period it was active.

THE CHATTAHOOCHEE BANK

ATLANTA, GA · Supervised by FDIC

Est. 1986FDIC #26,641RSSD: FDIC-26641

Part ofBANK SOUTH CORP→ View all charters

Outstanding Up

Current rating · Exam: December 1993

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.01%

Is this bank safe?

THE CHATTAHOOCHEE BANK earned an Outstanding CRA rating (1993), is financially strong (ROA +1.01%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

3520 Piedmont Road, Suite 100, ATLANTA, GA

County

Fulton County

Established

April 1, 1986

Total Assets

$275M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1994Call Report / FDIC

Total Assets

$275M

Total Deposits

$216M

Net Loans

$172M

Net Income

$674K

ROA

1.01%

Above avg for Small banks. Peer avg: 0.44%

ROE

8.05%

Risk-Based Capital

12.78%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.01%Peer avg: 0.44%▲ Above avg

Risk-Based Capital12.78%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Dec 1993	Outstanding	Not Reported
Mar 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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