This institution is no longer active

Operations ceased on November 4, 2022. CRA examination history below reflects the period it was active.

THE CENTRAL NATIONAL BANK OF POTEAU

POTEAU, OK · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1902FDIC #4,181

Satisfactory Same

Current rating · Exam: February 2019

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Is this bank safe?

THE CENTRAL NATIONAL BANK OF POTEAU holds a Satisfactory CRA rating (2019).

Institution Profile

FDIC BankFind

Address

209 Clayton Ave, POTEAU, OK

County

Le Flore County

Established

January 1, 1902

Total Assets

$342M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 11, 2019

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2021	93	65.59%	15.05%
2020	79	84.81%	10.13%
2019	108	77.78%	12.96%
2018	105	77.14%	15.24%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Feb 2019	Satisfactory	Small Bank
Nov 2013	Satisfactory	Small Bank
Jul 2007	Satisfactory	Small Bank

3 previous ratings locked — back to 1994

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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