This institution is no longer active

Operations ceased on May 17, 1997. CRA examination history below reflects the period it was active.

THE BRAINTREE SAVINGS BANK

BRAINTREE, MA · Supervised by FDIC

Est. 1870FDIC #90,168RSSD: FDIC-90168

Part ofUST CORP→ View all charters

Outstanding Up

Current rating · Exam: May 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.68%

Is this bank safe?

THE BRAINTREE SAVINGS BANK earned an Outstanding CRA rating (1995), meets basic financial requirements (ROA +0.68%).

Institution Profile

FDIC BankFind

Address

865 Washington Street, BRAINTREE, MA

County

Norfolk County

Established

August 20, 1870

Total Assets

$520M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$520M

Total Deposits

$464M

Net Loans

$317M

Net Income

$894K

ROA

0.68%

Above avg for Small banks. Peer avg: 0.44%

ROE

8.03%

Risk-Based Capital

12.19%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.68%Peer avg: 0.44%▲ Above avg

Risk-Based Capital12.19%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
May 1995	Outstanding	Not Reported
Mar 1993	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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