🏦Bank Scorer

This institution is no longer active

Operations ceased on July 23, 2010. CRA examination history below reflects the period it was active.

THE BEVERLY STATE BANK

SYLVAN GROVE, KS · Supervised by FDIC

Est. 1903FDIC #10,506RSSD: FDIC-10506
Part ofTHUNDER BCORP INC→ View all charters
Outstanding Same

Current rating · Exam: January 1999

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -12.78%

Is this bank safe?

THE BEVERLY STATE BANK earned an Outstanding CRA rating (1999), shows financial metrics that merit closer review (ROA -12.78%). Consumers may want to review the details below before banking here.

Institution Profile

FDIC BankFind

Address

102 North Main Street, SYLVAN GROVE, KS

County

Lincoln County

Established

January 28, 1903

Total Assets

$28M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 1, 1999

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2010Call Report / FDIC

Total Assets

$28M

Total Deposits

$27M

Net Loans

$23M

Net Income

$-2,101K

ROA

-12.78%

Below avg for Small banks. Peer avg: 0.44%

ROE

-251.22%

Risk-Based Capital

0.62%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-12.78%Peer avg: 0.44%▼ Below avg
Risk-Based Capital0.62%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jan 1999OutstandingSmall Bank
Nov 1995OutstandingNot Reported
Apr 1994SatisfactoryNot Reported

2 previous ratings locked — back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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