🏦Bank Scorer

THE BANK OF SOUTHSIDE VIRGINIA

CARSON, VA · Supervised by FDIC

Est. 1911FDIC #11,580RSSD: FDIC-11580
Part ofBANK OF SOUTHSIDE VA CORP THE→ View all charters
Satisfactory Same

Current rating · Exam: June 2025

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.73%

Institution Profile

FDIC BankFind

Address

17208 Halligan Park Rd, CARSON, VA

County

Dinwiddie County

Established

August 10, 1911

Total Assets

$632M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC
Estimated next exam:Jun 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$632M

Total Deposits

$488M

Net Loans

$262M

Net Income

$3M

ROA

1.73%

ROE

8.66%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

15

Branch Deposits

$478M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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