This institution is no longer active

Operations ceased on July 23, 2004. CRA examination history below reflects the period it was active.

THE BANK OF ORANGE COUNTY

FOUNTAIN VALLEY, CA · Supervised by FDIC

Est. 1980FDIC #23,130RSSD: FDIC-23130

Part ofBELVEDERE CAPITAL PARTNERS LLC→ View all charters

Satisfactory Same

Current rating · Exam: November 1995

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.15%

Institution Profile

FDIC BankFind

Address

10101 Slater Avenue, FOUNTAIN VALLEY, CA

County

Orange County

Established

May 28, 1980

Total Assets

$450M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2004Call Report / FDIC

Total Assets

$450M

Total Deposits

$380M

Net Loans

$301M

Net Income

$330K

ROA

0.15%

Below avg for Small banks. Peer avg: 0.44%

ROE

1.02%

Risk-Based Capital

12.63%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.15%Peer avg: 0.44%▼ Below avg

Risk-Based Capital12.63%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Nov 1995	Satisfactory	Not Reported
Jun 1993	Satisfactory	Not Reported
May 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/504660c4-378b-4364-ad19-b8dffc8c67fd"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: