🏦Bank Scorer

This institution is no longer active

Operations ceased on July 1, 1993. CRA examination history below reflects the period it was active.

THE BANK OF NORTHSHORE

BOTHELL, WA · Supervised by FDIC

Est. 1984FDIC #25,656RSSD: FDIC-25656
Outstanding

Current rating · Exam: August 1990

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.07%

Is this bank safe?

THE BANK OF NORTHSHORE earned an Outstanding CRA rating (1990), shows financial metrics that merit closer review (ROA -0.07%). Consumers may want to review the details below before banking here.

Institution Profile

FDIC BankFind

Address

10304 Main Street, BOTHELL, WA

County

King County

Established

October 1, 1984

Total Assets

$20M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 21, 1990

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1993Call Report / FDIC

Total Assets

$20M

Total Deposits

$18M

Net Loans

$14M

Net Income

$-8K

ROA

-0.07%

Below avg for Small banks. Peer avg: 0.44%

ROE

-1.39%

Risk-Based Capital

8.99%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-0.07%Peer avg: 0.44%▼ Below avg
Risk-Based Capital8.99%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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