🏦Bank Scorer

This institution is no longer active

Operations ceased on May 19, 2000. CRA examination history below reflects the period it was active.

THE BANK OF MITCHELL

MITCHELL, IN · Supervised by FDIC

Est. 1882FDIC #10,478RSSD: FDIC-10478
Part ofNATIONAL CITY BANCSHARES INC→ View all charters
Outstanding Up

Current rating · Exam: September 1997

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.74%

Is this bank safe?

THE BANK OF MITCHELL earned an Outstanding CRA rating (1997), is financially strong (ROA +1.74%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

1494 West Main Street, MITCHELL, IN

County

Lawrence County

Established

September 9, 1882

Total Assets

$63M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 1997

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2000Call Report / FDIC

Total Assets

$63M

Total Deposits

$51M

Net Loans

$47M

Net Income

$275K

ROA

1.74%

Above avg for Small banks. Peer avg: 0.44%

ROE

14.91%

Risk-Based Capital

14.71%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.74%Peer avg: 0.44%▲ Above avg
Risk-Based Capital14.71%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Sep 1997OutstandingSmall Bank
Aug 1994SatisfactoryNot Reported
May 1992SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/the-bank-of-mitchell"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: