This institution is no longer active

Operations ceased on March 5, 2004. CRA examination history below reflects the period it was active.

THE BANK OF ABBEVILLE

ABBEVILLE, SC · Supervised by FDIC

Est. 1987FDIC #26,964RSSD: FDIC-26964

Part ofABBEVILLE CAPITAL CORP→ View all charters

Outstanding Up

Current rating · Exam: May 1998

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.42%

Is this bank safe?

THE BANK OF ABBEVILLE earned an Outstanding CRA rating (1998), is financially strong (ROA +1.42%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

205 South Main Street, ABBEVILLE, SC

County

Abbeville County

Established

May 14, 1987

Total Assets

$70M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1998

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q4 2003Call Report / FDIC

Total Assets

$70M

Total Deposits

$52M

Net Loans

$38M

Net Income

$981K

ROA

1.42%

Above avg for Small banks. Peer avg: 0.44%

ROE

13.43%

Risk-Based Capital

17.43%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.42%Peer avg: 0.44%▲ Above avg

Risk-Based Capital17.43%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate18.44%Peer avg: 6.90%▲ More than avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	141	63.12%	18.44%
2020	354	76.27%	7.06%
2019	170	65.29%	11.76%
2018	203	80.79%	8.87%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
May 1998	Outstanding	Small Bank
Apr 1995	Satisfactory	Not Reported
Nov 1992	Outstanding	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/the-bank-of-abbeville"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: