This institution is no longer active
Operations ceased on July 8, 2000. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$951M
Net Loans
$859M
Net Income
$-5,208K
ROA
-0.85%
Below avg for Community banks. Peer avg: 0.90%
ROE
-12.95%
Risk-Based Capital
9.27%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2018 | 108 | 60.19% | 19.44% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 1999 | Satisfactory | Large Bank |
| Aug 1997 | Satisfactory | Small Bank |
| Feb 1995 | Satisfactory | Not Reported |
1 previous rating locked — back to 1993
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