This institution is no longer active
Operations ceased on September 3, 2016. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$19M
Total Deposits
$16M
Net Loans
$9M
Net Income
$120K
ROA
1.24%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.59%
Risk-Based Capital
46.10%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 76 | 76.32% | 23.68% |
| 2019 | 67 | 86.57% | 13.43% |
| 2018 | 65 | 98.46% | 1.54% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2013 | Satisfactory | Small Bank |
| Apr 2008 | Satisfactory | Small Bank |
| May 2003 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1992
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