At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 0.96%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$33.2B
Total Deposits
$29.1B
Net Loans
$24.9B
Net Income
$77M
ROA
0.96%
ROE
8.63%
Risk-Based Capital
14.35%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Regional banksCompared to the peer-bank Regional peer group (same asset tier).
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Branch Footprint
Total Branches
10
Branch Deposits
$26.5B
1-Year Change
0
5-year net change: -2 branches
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 42 | 85.71% | 7.14% |
| 2023 | 41 | 92.68% | 2.44% |
| 2021 | 82 | 79.27% | 4.88% |
| 2020 | 71 | 78.87% | 15.49% |
| 2019 | 86 | 73.26% | 1.16% |
| 2018 | 130 | 80% | 11.54% |
2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red
This is the only examination on record for this bank.
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