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This institution is no longer active

Operations ceased on June 1, 2010. CRA examination history below reflects the period it was active.

TALLAHASSEE STATE BANK

TALLAHASSEE, FL · Supervised by FDIC

Est. 1974FDIC #21,866RSSD: FDIC-21866
Part ofSYNOVUS FINANCIAL CORP→ View all charters
Outstanding Up

Current rating · Exam: January 2009

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -7.59%

Is this bank safe?

TALLAHASSEE STATE BANK earned an Outstanding CRA rating (2009), shows financial metrics that merit closer review (ROA -7.59%). Consumers may want to review the details below before banking here.

Institution Profile

FDIC BankFind

Address

2720 West Tennessee Street, TALLAHASSEE, FL

County

Leon County

Established

December 20, 1974

Total Assets

$360M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 5, 2009

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2010Call Report / FDIC

Total Assets

$360M

Total Deposits

$331M

Net Loans

$273M

Net Income

$-6,679K

ROA

-7.59%

Below avg for Small banks. Peer avg: 0.44%

ROE

-92.64%

Risk-Based Capital

10.79%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-7.59%Peer avg: 0.44%▼ Below avg
Risk-Based Capital10.79%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jan 2009OutstandingIntermediate Small Bank
Jul 2003SatisfactoryLarge Bank
May 1998SatisfactoryLarge Bank

2 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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