This institution is no longer active

Operations ceased on January 1, 2000. CRA examination history below reflects the period it was active.

SUNTRUST BANK, WEST FLORIDA

TALLAHASSEE, FL · Supervised by FDIC

Est. 1932FDIC #146RSSD: FDIC-146

Part ofTruist Financial Corporation→ View all charters

Outstanding Up

Current rating · Exam: October 1997

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.25%

Is this bank safe?

SUNTRUST BANK, WEST FLORIDA earned an Outstanding CRA rating (1997), is financially strong (ROA +1.25%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

3522 Thomasville Road, TALLAHASSEE, FL

County

Leon County

Established

December 31, 1932

Total Assets

$1.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1999Call Report / FDIC

Total Assets

$1.2B

Total Deposits

$899M

Net Loans

$900M

Net Income

$15M

ROA

1.25%

Above avg for Community banks. Peer avg: 0.90%

ROE

10.96%

Risk-Based Capital

14.43%

Above avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA1.25%Peer avg: 0.90%▲ Above avg

Risk-Based Capital14.43%Peer avg: 12.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Oct 1997	Outstanding	Small Bank
Nov 1995	Satisfactory	Not Reported
Aug 1993	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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