This institution is no longer active

Operations ceased on December 1, 1997. CRA examination history below reflects the period it was active.

SUNRISE BANK OF CALIFORNIA

ROSEVILLE, CA · Supervised by FDIC

Est. 1981FDIC #23,562RSSD: FDIC-23562

Part ofFIRST BANKS INC→ View all charters

Satisfactory Same

Current rating · Exam: October 1997

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.56%

Institution Profile

FDIC BankFind

Address

5 Sierragate Plaza, ROSEVILLE, CA

County

Placer County

Established

October 14, 1981

Total Assets

$108M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$108M

Total Deposits

$85M

Net Loans

$76M

Net Income

$440K

ROA

0.56%

Above avg for Small banks. Peer avg: 0.44%

ROE

3.51%

Risk-Based Capital

14.54%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.56%Peer avg: 0.44%▲ Above avg

Risk-Based Capital14.54%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Oct 1997	Satisfactory	Small Bank
May 1995	Satisfactory	Not Reported
Feb 1993	Satisfactory	Not Reported

1 previous rating locked — back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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