🏦Bank Scorer

SUNDOWN STATE BANK

SUNDOWN, TX · Supervised by FDIC

Est. 1963FDIC #18,780RSSD: FDIC-18780
Part ofSUNDOWN BANKSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2025

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 6.48%

Institution Profile

FDIC BankFind

Address

501 S Slaughter Ave, SUNDOWN, TX

County

Hockley County

Established

May 21, 1963

Total Assets

$320M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2025

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:Nov 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$320M

Total Deposits

$278M

Net Loans

$193M

Net Income

$5M

ROA

6.48%

ROE

56.35%

Risk-Based Capital

17.24%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$254M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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