This institution is no longer active

Operations ceased on May 15, 2014. CRA examination history below reflects the period it was active.

SUN COUNTRY BANK

NEWPORT BEACH, CA · Supervised by FDIC

Est. 1990FDIC #33,121RSSD: FDIC-33121

Part ofAMERICA BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: August 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.01%

Institution Profile

FDIC BankFind

Address

1401 Dove Street, Suite 100, NEWPORT BEACH, CA

County

Orange County

Established

September 17, 1990

Total Assets

$431M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1996

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2014Call Report / FDIC

Total Assets

$431M

Total Deposits

$375M

Net Loans

$243M

Net Income

$7K

ROA

0.01%

Below avg for Small banks. Peer avg: 0.44%

ROE

0.05%

Risk-Based Capital

17.43%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.01%Peer avg: 0.44%▼ Below avg

Risk-Based Capital17.43%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Aug 1996	Satisfactory	Small Bank
Oct 1994	Satisfactory	Not Reported
Mar 1992	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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