This institution is no longer active
Operations ceased on October 1, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$238M
Total Deposits
$214M
Net Loans
$187M
Net Income
$3M
ROA
1.80%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.58%
Risk-Based Capital
14.55%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 59 | 91.53% | 5.08% |
| 2018 | 79 | 72.15% | 7.59% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2020 | Satisfactory | Small Bank |
| Jul 2014 | Satisfactory | Small Bank |
| Jun 2010 | Satisfactory | Small Bank |
1 previous rating locked — back to 2007
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