This institution is no longer active

Operations ceased on November 15, 1994. CRA examination history below reflects the period it was active.

SUMMIT SAVINGS BANK

BELLEVUE, WA · Supervised by FDIC

Est. 1981FDIC #32,153RSSD: FDIC-32153

Part ofSUMMIT BCORP INC→ View all charters

Outstanding Same

Current rating · Exam: September 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.26%

Is this bank safe?

SUMMIT SAVINGS BANK earned an Outstanding CRA rating (1994), meets basic financial requirements (ROA +0.26%).

Institution Profile

FDIC BankFind

Address

11711 Se 8th Street, BELLEVUE, WA

County

King County

Established

January 1, 1981

Total Assets

$197M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1994Call Report / FDIC

Total Assets

$197M

Total Deposits

$176M

Net Loans

$124M

Net Income

$388K

ROA

0.26%

Below avg for Small banks. Peer avg: 0.44%

ROE

3.11%

Risk-Based Capital

19.01%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.26%Peer avg: 0.44%▼ Below avg

Risk-Based Capital19.01%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Sep 1994	Outstanding	Not Reported
Oct 1992	Outstanding	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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