🏦Bank Scorer

SUMITOMO TRUST AND BANKING CO. (U.S.A.)

HOBOKEN, NJ · Supervised by FDIC

Est. 1987FDIC #27,054RSSD: FDIC-27054
Part ofSUMITOMO MITSUI TR GROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.91%

Institution Profile

FDIC BankFind

Address

111 River St, HOBOKEN, NJ

County

Hudson County

Established

September 21, 1987

Total Assets

$3.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2002

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.8B

Total Deposits

$3.2B

Net Loans

$68M

Net Income

$18M

ROA

1.91%

ROE

13.44%

Risk-Based Capital

37.46%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$3.5B

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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